CAFA programs are built to meet families where they are and guide them step by step toward sustainable homeownership.
✦ Program 1
Homebuyer Readiness & Counseling
What It Is
A structured coaching and education pathway that helps you build a plan, organize documentation, improve budgeting habits, and prepare for a responsible purchase..
Who It’s For
Renters planning to buy within 6 to 24 months
Buyers who were denied and need a roadmap
Buyers who want confidence before shopping
What You Will Do
Attend orientation
Complete an intake
Build a readiness plan
Meet milestones
Earn approval to move forward
Earn approval to proceed
✦ Program 2
Down Payment Assistance Navigation
What It Is
Support identifying potential down payment assistance resources and completing preparation requirements such as education and counseling when needed. Availability and rules vary by program and location.
What You Get
A clear checklist of what is required
Help preparing documentation
Guidance on timelines and approvals
✦ Program 3
Lease-to-Own Transition Pathway
What It Is
For select households and select properties, a structured transition model that can allow a renter to move toward ownership with clear expectations, readiness milestones, and consumer protections.
Structure Includes
A written plan from day one
Defined timeline and benchmarks
Home maintenance education
A purchase option pathway when milestones are met
✦ Program 4
Post-Purchase Stability Support
What It Is
After closing, we provide education, check ins, and referrals to help homeowners stay stable through life changes and unexpected expenses.
Topics Include
Budgeting for repairs
Insurance and property taxes basics
Avoiding predatory refinancing
Planning for maintenance
✦ Optional Program
Community Stewardship Housing Model
Where appropriate, CAFA can support long term affordability structures inspired by community land trusts, where the goal is affordability preservation for future households.