Home ownership that builds stability today and opportunity for generations

CAFA helps families move from renting to owning through guided preparation, responsible pathways, and community-aligned programs that strengthen financial readiness and support sustainable, long-term homeownership.

What We Believe

What We Do

Counseling & Readiness

We help you become mortgage ready with a clear plan, budgeting structure, and step-by-step milestones, similar to proven counseling-based models.

Pathways to Purchase

We offer multiple options that can include down payment assistance navigation and lease-to-own style transitions where available, always with clear rules and consumer protections.

Long-Term Affordability Stewardship

When appropriate, CAFA can support long-term affordability structures that preserve access for future families, inspired by community land trust principles.

How It Works

Take you first step towards a journey designed to prepare families for confident, sustainable homeownership.

Who We Serve

Our Impact

We measure success by sustainable homeownership, not just keys handed over. We track readiness progress, post purchase stability, and community outcomes.

Homeowners supported
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ounseling-first mortgages
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HUD counseling delivered
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Mortgage commitments enabled
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Love, Trust & Gratitude – In Their Words

At CAFA, our work is centered on helping families move from renting to owning through preparation, clarity, and long-term support. These reflections come from individuals who participated in our programs and experienced the process firsthand.

“The orientation and readiness planning made everything feel manageable. We knew where we stood before taking the next step.”

— Maria L

“CAFA focused on stability, not just the purchase. That approach made a real difference for our family.”

— James R

“CAFA helped us slow down and clearly understand what homeownership would mean for our family. Instead of being rushed to buy, we followed a readiness plan that helped us organize our finances and set realistic expectations.”

— Sarah M

“What we appreciated most was the transparency. The process was clear, and the guidance was practical and realistic.”

— Angela P

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