Programs

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CAFA programs are built to meet families where they are and guide them step by step toward sustainable homeownership.

Program 1

Homebuyer Readiness & Counseling

What It Is

A structured coaching and education pathway that helps you build a plan, organize documentation, improve budgeting habits, and prepare for a responsible purchase..

Who It’s For

What You Will Do

Attend orientation

Complete an intake

Build a readiness plan

Meet milestones

Earn approval to move forward

Earn approval to proceed

Program 2

Down Payment Assistance Navigation

What It Is

Support identifying potential down payment assistance resources and completing preparation requirements such as education and counseling when needed. Availability and rules vary by program and location.

What You Get

Program 3

Lease-to-Own Transition Pathway

What It Is

 For select households and select properties, a structured transition model that can allow a renter to move toward ownership with clear expectations, readiness milestones, and consumer protections.

Structure Includes

Program 4

Post-Purchase Stability Support

What It Is

After closing, we provide education, check ins, and referrals to help homeowners stay stable through life changes and unexpected expenses.

Topics Include

Budgeting for repairs

Insurance and property taxes basics

Avoiding predatory refinancing

Planning for maintenance

Optional Program

Community Stewardship Housing Model

Where appropriate, CAFA can support long term affordability structures inspired by community land trusts, where the goal is affordability preservation for future households.

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