To expand sustainable homeownership by providing education, guided readiness, and responsible pathways that help families purchase and keep homes, while strengthening neighborhoods through long-term community investment.
A future where more families can stay rooted in the communities they serve, build generational wealth responsibly, and pass opportunity forward.
CAFA exists because the gap between renting and owning has widened. Many families can afford a monthly payment but face upfront barriers, process complexity, or lack of post-closing support. Traditional systems assume people already know the rules. We do not.
We help families build a clear, practical plan to become mortgage ready with coaching, education, and structure, modeled after counseling first approaches that have helped many households become owners.
When families are ready, we help connect them to realistic purchase pathways that may include down payment assistance navigation and other community resources, based on eligibility and availability.
Homeownership is not just a purchase. It is a long term responsibility. CAFA supports families after closing with education and check ins designed to reduce surprises and strengthen long term success.
When families can remain in place, children experience fewer school disruptions, households can plan ahead, and stress decreases. Stable housing becomes the foundation for better decisions.
Long term residents invest time, care, and pride into their streets. They participate in local schools, local business, and civic life. Community cohesion increases when turnover decreases.
Sustainable homeownership can be a pathway to responsible wealth building over time. Our approach emphasizes affordability and preparedness so that wealth building does not come with avoidable risk.
Where appropriate, CAFA can support stewardship approaches inspired by community land trust concepts, which are designed to protect affordability long term for future income eligible households.
We honor every family’s experience and meet people where they are, without judgment.
We provide clear, honest guidance so families understand their options and responsibilities.
We measure success by long-term stability and take responsibility for the outcomes we support.
We work alongside local organizations to strengthen systems already rooted in the community.
We prioritize lasting affordability and preparedness so homeownership remains viable over time.
Be a part of our organization
Be a part of our organization
